Retirement Planning

At deVere Acuma Botswana, we believe that the moment you reach that age of retirement should be the same moment you can finally reap the benefits you worked so hard to achieve. Furthermore, we understand the appeal of holding your retirement abroad.

However, you might find that retiring overseas could place you in a challenging position, especially when considering the true costs needed to support the desired lifestyle you would like to have during your retirement.

Our financial advisers in Botswana can help you identify these factors, highlighting key areas to work on through sound advice

With the resources granted by deVere Group, the world’s leading independent financial advisory firm, deVere Acuma Botswana can carefully construct tailored investment options that consider your needs and requirements whilst encouraging efficiency against the taxation in Botswana.

Some of the questions you may have regarding retirement planning include:   

•    When should I start saving?   
•    What are the implications if I delay?   
•    Should I join my Employer's scheme?   
•    How much should I contribute?   
•    Am I contributing enough?   
•    How much am I likely to receive?   
•    Can I be more tax efficient and pay more in?

Taking the decision to retire in a foreign country also means that you have made the decision not to return to your home country. This may seem obvious but - perhaps unbeknown to you - this brings with it a wide range of international protection services and investment opportunities which you can make use of.

Some of the options available to expats who plan to retire abroad include:   

•    Qualifying Non-UK Pensions (QNUPs)
•    Trustee Schemes   
•    Transfer Plans   
•    Regular savings plans

All retirement planning will involve investment planning and deVere Acuma Botswana can help, so contact us today!